Florida · Auto Financing

Car Loan & Affordability Calculator

Two ways to plan: start from a car price to see your monthly payment, or start from your monthly budget to see the maximum car you can afford. Both include Florida sales tax and title & registration fees.

The Vehicle

Your Money

💡 In Florida, sales tax is charged on the price minus your trade-in — so a trade-in lowers your tax bill too. Manufacturer rebates do not reduce the taxable price.

The Loan

12243648607284

Florida Taxes & Fees

Estimated Payment
$0
per month · 60 months

Where the money goes

Vehicle (after down, trade & rebates) $0
Interest over the loan $0
Taxes & fees $0
Sales tax (FL 6% + surtax)$0
Title & registration$0
Trade-in equity$0
Cash incentives$0
Due at signing$0
Amount financed$0
Total interest paid$0
Total cost of car$0
⚠️ You owe more on your trade-in than it's worth. That of negative equity is being added to your new loan.
⚠️ Loans over 60 months cost significantly more in interest and increase the risk of owing more than the car is worth.

Your Budget

Your Money

The Loan

12243648607284

Florida Taxes & Fees

You Can Afford Up To
$0
car price (before tax & fees)

How we got there

Monthly budget$0
Loan this budget supports$0
+ Down payment$0
+ Trade-in equity$0
+ Cash incentives$0
− Sales tax (FL 6% + surtax)$0
− Title & registration$0
Max car price$0
Due at signing$0
Total interest paid$0
Total loan & interest$0
⚠️ You owe more on your trade-in than it's worth — that negative equity reduces how much car you can afford.
⚠️ A longer term raises your max price, but you'll pay much more interest and risk owing more than the car is worth.
⚠️ At this budget, the loan can't cover taxes and fees. Try a bigger budget, more cash down, or paying fees upfront.